Skip to content

We Have Been Based In NC For 15+ Years

P: 704-821-0108 | Toll Free: 866-310-0195
social iconsocial iconsocial icon
Logo Updated
  • Home
  • About Us
  • Services
    • Commercial Public Adjusters
    • Fire Damage Insurance Claim Adjusters
    • Natural Disaster Insurance Adjusters
    • Water Damage Public Adjusters
    • Tornado Insurance Claims
    • Appraisal
  • In The News
  • FAQ’s
  • Success Stories
  • Testimonials
  • Locations
    • North Carolina Public Adjuster
      • Public Adjuster in Charlotte, NC
      • Raleigh NC
    • South Carolina Public Adjuster
      • Greenville SC
      • Myrtle Beach SC
    • Virginia Public Adjuster
      • Virginia Beach VA
    • Georgia Public Adjuster
    • Florida Public Adjuster
  • Contact Us
  • Careers
  • Blog

What You Should Not Do After You Experience A Claim

There is a detailed process that comes with filing an insurance claim for property damage. How that process is handled can affect your overall settlement. That is why it is just as important to know what not to do after you experience a claim. Here’s a look at some things to always avoid.

Do not make repairs

The natural response to damage would be to make immediate repairs, but it is important to resist that urge. The insurance company will need to make a firsthand account of the damage in order to assess the cost of repair. Repairing the damage prematurely could cause you to lose out on a good deal of money. Be patient and wait it out.

Do not wait to notify your insurance company

Immediacy is important when making an insurance claim. Once you are out of harm’s way, the first thing you should do is contact your insurance company. Delaying could lead to your claim being denied and, in some instances, a lawsuit filed against you by the insurance company.

Home Insurance Claim Form Document Refund Home Insurance

Do not trash damaged items

The insurance company will come out and conduct their own documentation of the damage. Until that happens, leave everything as it is. Also, hold onto any receipts you have from the damaged items as they will help legitimize the value of those damaged items. Throwing out damaged items could give insurance companies reason to deny coverage.

Do not be told which vendors to use

Insurance companies will come out and recommend using certain contractors to fix the damage. You do not have to abide by those recommendations. You can select whichever contractor you want. Do your due diligence when finding these vendors and don’t be duped into believing you have to use certain ones.

Do not let settlements go to anyone else

Don’t permit any of your insurance settlement to be paid directly to a contractor. If a payment goes out to them before the work is finished, then that could affect their workmanship and attentiveness. Make sure any insurance payouts are made directly to you and then you can pay any contractors accordingly.

AmeriClaims is ready to stand by you all the way through the claims process. As a top Charlotte public adjuster, we won’t let insurance companies take advantage of you during your time of need. AmeriClaims is ready to start working towards getting the settlement you deserve.

Post navigation

Previous: Don’t Stress With Self Repairs or Replace Property When You Have a Claim
Next: Why Actual Cash Value (ACV) Insurance Is a Bad Idea

Recent Blog

  • What should you do after your home or business suffers a disaster?
  • Top Mistakes Homeowners Make After Suffering a House Fire
  • What You Should Expect When You Suffer a Claim
  • What to Do After a Disaster Hits Your Home
  • Repairing or Replacing Smoke Damaged Items
  • Avoid Reporting Small Claims and Raise Your Deductible to Prepare For the Big One
  • Important Things to Know About Insuring a Rental Property
  • Your Guide to Dealing With Storm Damage to Your Home
  • You Don’t Have to Accept Cleaning as an Alternative to Replacement on Your Claim
  • What Is Covered Under Your Condo and Townhome Insurance Master Policy

Archive

Sitemap

  • Home
  • About Us
  • In The News
  • Appraisal
  • Fire Damage Insurance Claim Adjusters
  • Natural Disaster Insurance Adjusters
  • FAQ’s
  • Success Stories
  • Testimonials
  • Contact Us
  • Careers
  • Blog

Location

AC_map

Get Directions

Contact Us

305 Post Office Dr. Suite #4
Indian Trail, NC 28079

Toll Free: 866-310-0195
Local: 704-821-0108

social iconsocial iconsocial icon
blue-seal

NAPIA

windstorm11

Google_Button

Public Adjuster Website Development by https://leadsonlinemarketing.com