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Fire Damage Insurance Claims

Fire Damage Claims

If your home is damaged by fire, it is important to have someone on your side throughout the entire fire damage insurance claim process. At AmeriClaims, we provide you with an experienced public adjuster that you can trust to guide you every step of the way.

It is important to know that smoke can do just as much damage as fire inside a home. Your fire claim will also include damage incurred by smoke and water. Dealing with your insurance company after a fire loss, is not a process intended to benefit you. Insurance companies are going to try to pay out as little as possible.  This is why you need someone working for you.  Some companies may even initially attempt to deny your claim due to numerous loopholes in policies including:

  • Discrepancy in valuations
  • Charges of fraudulence
  • Arson allegations
  • Violating terms of policy
  • Failing to file a proof of loss in 60 days

None of these offenses may be even close to accurate, but that doesn’t mean an insurance company will shy away from providing such reasons for a denial of your fire damage claim. As an experienced fire claims adjuster, AmeriClaims is accustomed to dealing with insurance companies who uses such tactics. We are ready to fight for you.

Fire Insurance Claim

Filing your fire insurance claim also pertains to smoke damage associated with the fire. This is often covered by most homeowners’ policies.  You should know that it only takes a matter of seconds for smoke to damage your home and possessions. Smoke can penetrate every inch of your property and cause damage even when you can’t see it.  There is also the issue of health to consider.  Smoke can impact the lungs, heart, skin and other areas.

  • Partial Loss – This is another term to know when filing a fire claim. Some insurance companies place less of a priority on partial loss claims, which applies to smaller fire and smoke damage claims. At AmeriClaims, any type of loss is always a top priority in all of our fire damage claims.
  • Total Loss – Another key term to know, total loss is used to describe a property that cannot be salvaged or repaired. It is not uncommon for a fire damage insurance claim to result in a total loss. This often occurs when there is significant structural damage to a home. Just because you have suffered a total loss, does not mean the insurance company will pay you your maximum policy limits.  A fire claims adjuster at AmeriClaims will assist you through a total loss and that also includes ways to continue with your life despite this setback.

If you have experienced a fire in your home and there is major damage to your belongings

Do not call the insurance company – Make sure to call us first!

 

We were trying to collect on a claim for water and smoke damage after water pipe breakage, flood, and a subsequent brief electrical fire at our home. We had done research on the Internet concerning insurance company performance after similar losses, and found that many companies don’t always treat you fair. On the Internet also were suggestions to hire a public adjuster to negotiate with the insurance companies. Fortunately, we took that advice, and decided to hire AmeriClaims to do the dirty work.

Valerie Clark

Fleetwood, NC

“Since I had never before used a public adjuster, I was skeptical of hiring your company. I will never be skeptical in the future. Your associate convinced me to give your company a chance to tell me what you would do for me. Boy, am I glad that I did!”

Randy Collins

AmeriClaims, Inc.

5.0

Lucy Fyfe

5 months ago

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Amy and Josh at AmeriClaims helped one of my clients with a dire situation. We are so grateful and delighted we were able to find them at the right time. They are going in my contact list for anyone in need. Thank you so much for your professionalism and assistance.

Amy and Josh at AmeriClaims helped one of my clients with a dire situation. We are so grateful and delighted we were able to find them at the right time. They are going in my contact list for anyone in need. Thank you so much for your professionalism and assistance.

Rhonda Jane Catha-Kramer

8 months ago

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From the first phone to the final in person visit Americlaims Andy we're the embodiment of professionalism, knowledge, integrity, and often times emotional support during venting about State Farm Adjuster, Verna, and the inexcusable business practices. Andy walked us through the fire and we came out the other end receiving what was legally owed. If you are struggling with your insurance adjuster then call Americlaims and let them know we sent you

From the first phone to the final in person visit Americlaims Andy we're the embodiment of professionalism, knowledge, integrity, and often times emotional support during venting about State Farm Adjuster, Verna, and the inexcusable business practices. Andy walked us through the fire and we came out the other end receiving what was legally owed. If you are struggling with your insurance adjuster then call Americlaims and let them know we sent you

SNS Realty

8 months ago

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This team did an excellent job on handling my insurance claim.They handling everything from start to end and got me the most out of my insurance claim. They are honest and trustworthy which is what I ask for when doing business. Highly recommended.

This team did an excellent job on handling my insurance claim.They handling everything from start to end and got me the most out of my insurance claim. They are honest and trustworthy which is what I ask for when doing business. Highly recommended.

Sohil Shah

8 months ago

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This team did an excellent job on handling my insurance claim.They handling everything from start to end and got me the most out of my insurance claim. They are honest and trustworthy which is what I ask for when doing business. Highly recommended.

This team did an excellent job on handling my insurance claim.They handling everything from start to end and got me the most out of my insurance claim. They are honest and trustworthy which is what I ask for when doing business. Highly recommended.

Dean Barley

1 year ago

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Without a doubt these folks FAR EXCEEDED what I ever imagined they could do. They were there every step of the way to help me. I would never have received what I was entitled to without their help.

Without a doubt these folks FAR EXCEEDED what I ever imagined they could do. They were there every step of the way to help me. I would never have received what I was entitled to without their help.

Omar Leonard

1 year ago

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Lessie Fowler

1 year ago

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Annette Metz

1 year ago

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Tonya was amazing at handling everything for me after going through such a traumatic experience and any problem I had she was only a phone call away and I had results or a solution by the days end Very professional company and well worth the money and I would definetly recommend Americlaims to anyone needing this kind of service after a loss Tonya is a great people person and went above and beyond to make sure I received what i was insured for Thanks again Tonya...

Tonya was amazing at handling everything for me after going through such a traumatic experience and any problem I had she was only a phone call away and I had results or a solution by the days end Very professional company and well worth the money and I would definetly recommend Americlaims to anyone needing this kind of service after a loss Tonya is a great people person and went above and beyond to make sure I received what i was insured for Thanks again Tonya...

Tonya LaRocca

1 year ago

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Summer Berry

1 year ago

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Stefanie Shiramizu

2 years ago

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Americlaims may be the best thing that has ever happened to us. We cannot thank them enough for all they did for our family. Last year, my husband and I bought our first home....and our first night there literally 4 hours into being in our new home, our moving truck was stolen out of our driveway, with all of our belongings in it. We had the clothes on our back, and that was it. We lost everything we have ever owned. My fathers ashes, family heirlooms, wedding photos...not to mention all of our furniture, electronics, checkbooks, college diplomas, clothes, our doctoral white coats...etc I called my home owners insurance company to initiate a claim, and they sent me a blank piece of paper and told me to just write everything down we lost. We didn't even know where to begin. It was overwhelming.Someone told us about public insurance adjusters. And honestly we didn't know that companies like Americlaims existed. But we met with Tonya....and it was the best decision we've ever made. Tonya worked diligently to file our claim. She provided us with all the tools and info we needed to recall what we lost. She helped us itemize, price, and negotiate with our insurance company so that we could be compensated fairly for our losses. She was 100 on our team. It's been almost a year since our theft, and we are just wrapping up with this insurance process. And I just can't thank Tonya and Americlaims enough for all they have done for us. It made a very hectic and stressful time much more manageable. As a newly married couple, they honestly gave us the opportunity to get our life back. Without them we would have had to start over using all of our savings.

Americlaims may be the best thing that has ever happened to us. We cannot thank them enough for all they did for our family. Last year, my husband and I bought our first home....and our first night there literally 4 hours into being in our new home, our moving truck was stolen out of our driveway, with all of our belongings in it. We had the clothes on our back, and that was it. We lost everything we have ever owned. My fathers ashes, family heirlooms, wedding photos...not to mention all of our furniture, electronics, checkbooks, college diplomas, clothes, our doctoral white coats...etc I called my home owners insurance company to initiate a claim, and they sent me a blank piece of paper and told me to just write everything down we lost. We didn't even know where to begin. It was overwhelming.Someone told us about public insurance adjusters. And honestly we didn't know that companies like Americlaims existed. But we met with Tonya....and it was the best decision we've ever made. Tonya worked diligently to file our claim. She provided us with all the tools and info we needed to recall what we lost. She helped us itemize, price, and negotiate with our insurance company so that we could be compensated fairly for our losses. She was 100 on our team. It's been almost a year since our theft, and we are just wrapping up with this insurance process. And I just can't thank Tonya and Americlaims enough for all they have done for us. It made a very hectic and stressful time much more manageable. As a newly married couple, they honestly gave us the opportunity to get our life back. Without them we would have had to start over using all of our savings.

Debra Massey

3 years ago

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Professional and courteous. Knowledgeable of the claim process. Took the stress of filing our claim off of us. Consistent follow up. Talk to us and not at us. Recommend highly. Debra

Professional and courteous. Knowledgeable of the claim process. Took the stress of filing our claim off of us. Consistent follow up. Talk to us and not at us. Recommend highly. Debra

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  • Testimonials
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  • Careers
  • Blog

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305 Post Office Dr. Suite #4
Indian Trail, NC 28079

Toll Free: (866) 312-0774
Local: (704) 800-5321

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