Reasons You Need a Claims Adjuster for Fire & Smoke Damage
Fire and smoke damage can be devastating to buildings and possessions. Some of your items may even be burned beyond repair. But if you have an insurance policy in place, you can secure fair compensation for those losses with the help of a public adjuster.
Why might you need a public adjuster for fire and smoke damage claims? Let the reasons outlined below convince you of the high value of adjuster services.
They’ll Assess Damages Accurately
If you only use your insurance company’s claims adjuster to quantify damages and losses, they may ignore some details in an effort to reduce your settlement. Meanwhile, a public adjuster works on behalf of the policyholder—that’s you—and will take extra time to ensure that all damages are accounted for.
They’ll Take Stress Off of You
Rebuilding your life in the aftermath of a fire is overwhelming. Juggling home repairs, insurance paperwork, and emotional aftereffects is often too much for one person to handle. Let a public adjuster assist with your fire damage insurance claim so you can focus on getting your life back to normal.
They Have Relevant Experience
Hopefully, you’ve never experienced a traumatic property fire before. If your property has recently experienced fire and smoke damage, you may not even know where to start rebuilding your property and your life.
Meanwhile, a qualified public adjuster has probably walked through dozens of fire scenes before. They’re familiar with methods of repairing and remediating the damage caused by fire and smoke, and they know all the relevant insurance procedures that can expedite the process.
They’ll Mediate With Your Insurer
Your insurance company’s goal is to get you to accept a minimal settlement to save themselves money and hassle. Public adjusters know this, and they have the communication skills to negotiate politely but firmly for a fairer payout for you. During the claims process, they often act as a go-between for policyholders and insurers to make certain that the compensation is full and fair.
Why do you need a public claims adjuster for fire and smoke damage? Fire is a messy and highly destructive form of property damage, and there will be plenty of paperwork to sift through as you begin to rebuild your life. Partner with a public adjuster to expedite your claim and secure a settlement that is commensurate to your repair needs.
