Insurance Claim Mistakes To Avoid After a Hurricane

Knowing the mistakes to avoid when filing an insurance claim is important if you’re a homeowner or business owner who has recently experienced the devastation that comes with a hurricane. The easy-to-make insurance claim mistakes you must avoid after a hurricane are many, but you can get back on the road to recovery. It’s not going to be an easy process, but when you know which pitfalls to avoid, you can put your best foot forward and get the compensation you deserve.

Improper Documentation

Thoroughly documenting all the damage the hurricane left in its wake is important. Take detailed photos and videos of your property, capturing the interior and exterior, before starting any repairs. These visual records will serve as vital evidence when filing your insurance claim.

Additionally, you should make a written inventory of the damaged items, including their estimated value and any relevant purchase receipts. You can strengthen your case and increase the likelihood of a successful insurance claim by providing as much detail as possible.

Delayed Filing

Delaying the filing of your insurance claim can have significant implications. Time is of the essence in such situations. Procrastinating in submitting your claim can make it increasingly challenging to establish that the hurricane caused the damage, not any other factors. Be sure to act promptly and avoid any unnecessary delays.

Neglecting To Mitigate Further Damage

After a devastating hurricane, take immediate and decisive action to mitigate any potential additional damage that may occur. This proactive approach may involve swiftly installing sturdy and weather-resistant tarps to effectively cover exposed areas, safeguarding against water infiltration and structural damage.

Additionally, boarding up windows with durable materials can serve as an effective measure to prevent further destruction caused by strong winds or flying debris. You can minimize the risk of further damage that puts your home or business in an even worse spot when you take actions like these early.

Overlooking a Public Adjuster

Overlooking the importance of hiring a public adjuster is one common mistake that people often make when dealing with insurance claims. While it may seem tempting to handle the claims process on your own, engaging the services of a public adjuster can provide numerous benefits. A public adjuster serves as your advocate, working tirelessly to ensure you receive fair and just compensation for the damages you have suffered. With their expertise, they navigate the complex process, gathering evidence, assessing damages, and negotiating with the insurance company on your behalf. Professional assistance improves your chance of a successful outcome, but it also helps take the stress off your shoulders.

You can significantly enhance the likelihood of a smoother and more successful claims process by avoiding these hurricane insurance claim mistakes. It’s still not going to be easy, but with the right water damage claims adjuster on your side, you’ll have an even better chance of success. AmeriClaims and our public adjusters will help increase your chances of receiving fair and just compensation for all your losses.