Fire & Smoke Insurance Claim Adjusters

Public Adjusters for Fire and Smoke Damage Insurance Claims

If your home is damaged by fire, it is important to have someone on your side throughout the entire fire damage insurance claim process. At AmeriClaims, we provide you with an experienced fire public adjuster in NC, that you can trust to guide you every step of the way.

It is important to know that smoke can do just as much damage as fire inside a home. Your fire claim will also include damage incurred by smoke and water. Dealing with your insurance company after a fire loss is not a process intended to benefit you. Insurance companies are going to try to pay out as little as possible. This is why you need someone working for you.

Your Insurance Company May Try to Deny Your Fire Claim

Some companies may even initially attempt to deny your claim due to numerous loopholes in policies including:

Discrepancy in valuations
Charges of fraudulence
Arson allegations
Violating terms of policy
Failing to file a proof of loss in 60 days

None of these offenses may be even close to accurate, but that doesn’t mean an insurance company will shy away from providing such reasons for a denial of your fire damage claim. As experienced fire damage public adjusters, AmeriClaims is accustomed to dealing with insurance companies who uses such tactics. We are ready to fight for you.

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We are Experts in Fire Insurance Claims

Filing your fire insurance claim also pertains to smoke damage associated with the fire. This is often covered by most homeowners’ policies. You should know that it only takes a matter of seconds for smoke to damage your home and possessions. Smoke can penetrate every inch of your property and cause damage even when you can’t see it. There is also the issue of health to consider. Smoke can impact the lungs, heart, skin, and other areas. We’re experienced in smoke damage insurance claims in NC, SC, VA, GA, and FL.

Your Insurance Provider May Categorize Fire Damage in One of Two Ways:

Partial Loss

This is another term to know when filing a fire claim. Some insurance companies place less of a priority on partial loss claims, which applies to smaller fire and smoke damage claims. At AmeriClaims, any type of loss is always a top priority in all of our fire damage claims.

Total Loss

Another key term to know, total loss is used to describe a property that cannot be salvaged or repaired. It is not uncommon for a fire damage insurance claim to result in a total loss. This often occurs when there is significant structural damage to a home. Just because you have suffered a total loss, does not mean the insurance company will pay you your maximum policy limits. A fire claims adjuster at AmeriClaims will assist you through a total loss and that also includes ways to continue with your life despite this setback.

Negotiating with Insurance Companies

One of our specialties at AmeriClaims is negotiating with insurance companies on behalf of our clients. Our team has extensive experience in working with insurance adjusters, and can help you get the best possible outcome from a difficult situation. We will be by your side throughout the entire process, providing support and guidance every step of the way.

At AmeriClaims, we take pride in helping our clients through every stage of a fire damage insurance claim. Contact us today to learn more about how we can help you get the coverage and compensation you deserve.