4 Reasons You Need a Public Adjuster for Water Damage
No property owner looks forward to dealing with water damage; it’s complicated to repair, and working with the insurance company can compound stress levels. However, if your home or business is devastated by water damage, you don’t have to go through the process alone.
Public adjusters are highly experienced in dealing with water damage that affects all kinds of properties. Learn more about why you need skilled public adjusting services to help you repair and rebuild after water damage occurs.
Adjusters Know Water Damage Inside and Out
Water damage is one of the most common problems that befalls property owners. Public adjusters have experience dealing with water damage from a wide variety of sources, from overflowing appliances to devastating hurricanes. They know what to look for when inspecting your property, and they understand the importance of remediating the damage quickly to prevent further problems.
They’ll Deal With the Insurance Company
Your insurance company will want you to accept a minimal settlement so they can save money. However, water damage is typically more expensive to repair than other types of damage—especially if the water sits for a few days before being cleaned up.
A water damage public adjuster will advocate on your behalf to secure a settlement with your insurer that will pay your repair costs in full. Public adjusters aren’t intimidated by insurance companies’ lowball tactics and will insist on a fair payout for you.
They Keep the Process Professional
When your property is damaged by high volumes of water, emotions can run high as you attempt to salvage your possessions. You may not be in a calm enough state to focus on small details like policy exclusions or mold remediation.
A public adjuster is a third party with no emotional connection to the property, so they can focus more closely on negotiating with your insurer and estimating repair costs. Their eye for detail frees you to focus on rebuilding your life and emotionally recovering from the damage.
They’re Familiar With Insurance Policies
If you attempt to pore over your insurance policy while you’re feeling distraught, seeing any policy exclusions or unclear fine print can be confusing. With water damage in particular, you may be upset to learn that flood damage is a common exclusion in standard homeowner’s insurance policies.
Public adjusters are familiar with all the jargon used in insurance policies, and they can help you decode your policy. If your insurer rejects your claim due to a policy exclusion, a public adjuster can negotiate on your behalf.
Are you dealing with water damage in your home or place of business? You need a public adjuster to assist you with your claim, and here’s why: they will advocate for you every step of the way. In fact, the public adjusters at Americlaims are dedicated to helping property owners rebuild their lives after complex water damage.
