The 3 Types of Insurance Adjusters To Know

The world of insurance can be complicated, but you don’t need to navigate it alone. Insurance adjusters are here to help! These professionals can help you investigate, negotiate, and settle insurance claims. There are actually three types of insurance adjusters you should know about to ensure you hire the right help for your case.

Staff Insurance Adjuster

Staff insurance adjusters are the most common insurance adjusters you may interact with. These people work for the insurance company that will investigate your insurance claim. They work on behalf of the insurer and will carefully evaluate your claim to determine whether or not it falls within the purview of your insurance policy. After determining this, they’ll work between both parties to achieve a resolution that works for everyone.

Independent Insurance Adjuster

Another common insurance adjuster you might work with is an independent insurance adjuster, also known as a claims adjuster. These people are traditionally independent, and insurance companies will hire them to investigate and assess losses. They play a crucial role in the insurance claims process by evaluating damages and policy provisions. Then, they’ll negotiate settlements with policyholders on behalf of the insurer. Their expertise and attention to detail provide a valuable service in facilitating satisfactory claim settlements that stay within the boundaries of an insurance policy.

Public Adjusters

While claims adjusters and company adjusters work on behalf of the insurance company, public adjusters work on behalf of the public. These licensed and highly skilled professionals assist the policyholders through the claims process. A public adjuster will thoroughly investigate your losses and negotiate with the insurance company on your behalf to ensure you get the rightful compensation. These adjusters have the expertise needed to evaluate your situation and navigate you through the complex world of insurance claims so you can emerge on the other side financially unscathed.

Now that you know the three types of insurance adjusters, you can determine the right professional to aid your claims process. If you’re in a situation where you need help from a public adjuster, look no further than AmeriClaims. We offer insurance adjustment services so that your insurance company will handle your claim fairly.