What Are the Most Common Reasons for Fire Claims?
To prevent your home or building from catching fire, you’d do well to learn about the most common reasons for fire claims with public adjusters.
AmeriClaims has years of experience handling fire insurance claims; many of the house fires we’ve encountered were caused by the following sources.
Electrical Systems
Faulty wiring in the home significantly raises your risk of a fire breaking out. If your lights flicker when you turn them on, or if you see sparks when you try to plug something into an outlet, call an electrician. They can perform an analysis of your electrical system and identify hazards like frayed wires and damaged fuses.
Smoking
Does somebody in your household smoke cigarettes indoors? Cigarettes are a leading cause of house fires, whether the smoker fails to extinguish their butt all the way or they drop the cigarette on the carpet. Mitigate your fire risk by keeping all smoking limited to the outdoors.
Cooking Accidents
If you do a lot of cooking at home, remember not to leave any pots or pans unattended on the stove. When cooks wander away from the kitchen, or when oil or grease is spilled near an open flame, fires can easily break out. If your kitchen does catch fire due to a cooking mishap, call a fire damage public adjuster in North Carolina for professional assistance with your claim.
Heating Elements
Fireplaces, furnaces, and space heaters all carry an elevated risk of fire. Whether the heat source is left unattended or items situated nearby catch fire, heating elements are one of the top causes of residential fires in the US. If you start a cozy fire in your hearth or bring a space heater into your room, take care not to leave it unattended.
Candles
Many homeowners love to burn candles, whether for a pleasant scent or a gentle glowing light. However, open flames can easily set nearby objects alight—especially if a candle is left burning near a curtain, wall hanging, or other loose material. As with other flame sources, you can mitigate your fire risk by blowing out candles before you leave the room.
Home fires can be devastating, both financially and emotionally. However, when you know the most common reasons for fire claims, you can adjust your everyday behavior to decrease your risk of fire. Remember not to leave active heat sources unattended, and if you do experience a fire in your home, call AmeriClaims for dedicated assistance with your insurance claim.
